Structured Real Estate Finance · Ontario, Canada
Hold indefinitely at a carrying cost — or permanently exit at a price they believe is wrong. No conventional buyer, agent, or lender has ever solved that binary.
The Market Gap
Sellers anchored to 2021–22 peak valuations are sitting on properties the market — constrained by elevated rates and subdued volumes — will not clear at their price. The conventional options haven't changed in fifty years: list it, wait, reduce it, or hold.
None of them solve the underlying problem. The seller is forced to choose between a permanent loss and indefinite illiquidity. That binary is a market failure. It exists in every Canadian city, in every cycle where prices have overshot and corrected.
"The structure that solves what nothing else in the Canadian real estate market can solve."
How It Works
Mitre acquires at the arm's-length market-clearing price — confirmed by AACI appraisal and MLS evidence. This is not a discount. It is what the market has demonstrably shown it will pay.
A European-style call option — priced using Black-Scholes-Merton methodology — gives the seller the right to repurchase at their original price at defined election dates over up to five years. Freely assignable.
Immediate liquidity at close. Operational burden eliminated. Price thesis preserved in a financial instrument they can hold, exercise, or sell to any arm's-length third party — without Mitre's involvement.
For Sellers
Four things no conventional buyer has ever offered simultaneously.
Who We Work With
Mitre exists for the situations that don't fit. We are the call you make when the standard path runs out — for sellers, and for the advisors who serve them.
Structural Rigour
The Mitre Advantage
Every conventional option delivers at most two of the outcomes a stuck seller needs. Most deliver one. Mitre is the only structure where liquidity, upside, relief, and easy qualification are simultaneously true — unconditionally — at close.
Five Options. Four Choices. Only One Structure Checks All Boxes.
The Principals
Director-level roles across Manulife, Allianz Partners, and CMHC spanning model risk management, ALM, individual insurance pricing, and financial risk. The option pricing, transaction structure, and documentation framework are built to institutional finance standards.
Deep operational expertise across Ontario's property market with established community roots. Every acquisition is underwritten with first-hand knowledge of the asset — not just the instrument.
Get in Touch
Schedule a 15-minute call with both principals. Bring a file. We'll tell you whether it fits.
Schedule a call