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Payoff Illustrator

Let’s run the numbers.

Punch in a few scenarios and see how cash today plus a slice of the upside tomorrow could actually play out.

Illustrative Deal Inputs
$800,000
The seller's target value over time.
$640,000
The clean alternative the seller could accept right now.
$600,000
Immediate cash consideration paid at closing before any back-end participation.
$42,000 / year · 7.0% cap
Just a quick screen. It helps show whether the deal even looks in the zone before anyone goes deeper.
5.7% per year
Used to project a future resale price from today's best cash offer.
4.87% of future sale price
Illustrative commissions and legal fees on the future sale.
$0
Breakage penalties or other fixed buyer future-sale costs not already captured in the sale-cost percentage.
$0
Use this only for a qualifying major project, not routine maintenance or turnover.
If not, the model gives Mitre 125% priority recovery on that upgrade before the DCPP split begins.
Year 4 liquidity window
Projected resale: $798,000 · DCPP starts: $631,000
Seller Proceeds vs. Future Sale Price
Year-by-Year Projection
This table is seller-only. It shows the projected resale price in each year and what the vendor could actually take if a sale closed there.
Selected Year Sale-Price Sensitivity
This table is also seller-only. It keeps the year fixed and changes only the future resale price so you can see what the vendor could actually end up with.
Glossary
The real APS controls. This page is an explanation layer, not a legal quote.
The model assumes a single resale event between Years 2 and 5. It approximates the APS mechanics, but the signed APS, lender consents, title charges, and tax treatment still control.
Informational purposes only. This illustrator is designed to explain the back-end payment concept, not replace legal advice, tax advice, lender confirmations, or the final APS wording.
Mitre Holdings Inc. Ontario Corp #1001501131 · Est. February 2026 © 2026
Mitre Holdings

Run the Numbers Report

A summary of projected seller proceeds under the APS, outlining base price and back-end participation based on submitted assumptions.
Prepared For
Prepared By
Selected Window
Base Price
Immediate cash at closing
DCPP Starts At
Trigger for back-end equity
Projected Resale
Assumed future firm sale price
Total Proceeds
Combined base price + DCPP
Current Selection Analysis
Scenario Commentary
Illustrative analysis for discussion purposes only. Source: mitreholdings.ca Prepared by Mitre Holdings.